Built for Tanzania's mobile-money agents

Take Control of Every Shilling Moving Through Your Business

Zap Miamala helps financial-service agents track transactions, manage cash and float, reconcile balances and prepare for tomorrow.

Know your cash. Know your float. Know what you'll need tomorrow.

Good morning, Amina

Mikocheni Agent Branch

Investor Demo

Available Cash

TZS 4,250,000

+8.4% from yesterday

Electronic Float

TZS 3,180,000

−4.2% from yesterday

Zap Insight

Vodacom float may fall below your preferred level by 2:00 PM. Recommended: add TZS 850,000 before midday.

Cash vs Float · 7 days

Net movement +TZS 730,000

The Problem

Agents run multi-provider businesses on paper, memory and guesswork

Scattered records

Vodacom in one notebook, Airtel in another, bank transactions in a third. Nobody knows the full picture until closing time.

Liquidity surprises

The midday rush hits and the float runs dry. Every turned-away customer is lost commission — and lost trust.

Silent leakages

Small daily differences between expected and actual cash go unnoticed until they've compounded into real losses.

The Solution

One platform from morning float to evening reconciliation

Zap Miamala turns manual records into structured data, and structured data into insight — then into prediction. Agents stop reacting to liquidity problems and start preparing for them.

Live cash and float position across every provider

Daily reconciliation with automatic difference detection

Tomorrow's cash and float requirements, predicted tonight

Commission and performance reporting in one tap

How It Works

Manual records → insight → prediction

1

Record

Log every cash-in, cash-out, transfer and adjustment across providers — in seconds, from a phone.

2

Understand

One dashboard replaces scattered notebooks: cash, float, commissions and provider performance.

3

Reconcile

Expected vs actual balances, checked daily. Differences are flagged before they grow.

4

Anticipate

Historical patterns predict tomorrow's cash and float needs — with clear recommendations.

Features

Everything an agent business needs to see clearly

One Financial Dashboard

See cash, float, transactions and commissions in one place.

Smart Reconciliation

Identify discrepancies before they become bigger problems.

Provider Analytics

Understand which services generate the most activity and commission.

Cash & Float Forecasting

Prepare liquidity based on historical transaction patterns.

Automated Reports

Generate clear daily, weekly and monthly business reports.

Multi-Branch Visibility

Manage multiple locations from one platform.

Forecasting

Know what you'll need tomorrow — tonight

Zap Miamala learns each branch's transaction rhythm and predicts the cash and float required for tomorrow — with confidence levels, peak-hour demand and a concrete recommended action.

See the Forecast Demo

Tomorrow · Predicted demand

Demo Forecast

Cash requirement

Shortfall TZS 550K · top up before 10:00

TZS 4.8M

Float requirement

Shortfall TZS 470K · before peak hours

TZS 3.65M

Yas / Tigo Pesa float

Current float sufficient

TZS 800K

For Agents

Run your daily business from your phone: record transactions in seconds, see your true cash position, reconcile with confidence and never be caught without float again.

For Agent Networks

Oversee every branch from one platform. Compare performance, spot liquidity risk across locations and standardise reconciliation across your entire network.

Bring financial clarity to your agent business

We're onboarding a first cohort of agents and agent networks in Dar es Salaam. Request early access, or explore the investor demo.

Or view the investor demo